The last few days of the month can be tough financially. Unexpected expenditures can thereby leave us wanting for extra cash. Most people go about borrowing money from family or waiting with empty pockets for their salary, but there are ways to get a loan and money without having to wait three days for approval. The easiest way is to get a payday advance loan.

Payday loans are short term loans granted without any collateral provided that you have an income and a bank account. Keep reading to find out how you can get a payday loan on the same day.

Things to do:

• First, locate a payday lender. They can be found in many places. Title lenders, check cashing services, rent-to-own companies and pawn shops are some places you should check out.

• Complete an application. Once you have found a reliable lender, fill out an application to get a same day loan approved. The application is short and will require you to give some basic information about yourself such as your name, address, social security number, employer information and other references

• Provide documentation. Lending services usually ask for proof of employment and income, identity, residency and proof of your bank account. Generally, you will need to provide a paycheck dated within the past month, your most recent bank statement, a copy of driver's license and a piece of mail also dated within the past month.

• Give out a check. hummingbird loans payday loans bad credit no credit check companies will allow you to write a dated check and exchange it for cash. The check is made out to the payday lender covering the amount you wish to borrow plus the interest for the loan. Interest rates and limits vary from state to state and sometimes between two lending companies in the same state itself. So if you borrow $300 from a lending service, you will make out a check to the lender paying him $340, since you will be repaying the hummingbird loans check advance installment loans plus an interest of $40. The check will come due within two weeks generally, though some lenders will allow you to go 30 days before paying back your loan.

Leave with cash. The lender will finally give you the proceeds of your loan. This is usually done in cash, though some will provide you with a check that can be deposited into your checking account or cashed at a local bank.

Things To Remember:

• Eligibility for payday loans is not an issue as long as you have an income and a bank account.

• Although easily approved, payday loans are extremely expensive when compared to other methods of financing and should only be used in a short term and urgent financial situation. Also there are strict laws regarding the amount of money you can borrow from a payday lender as well as which states can offer them. Check with you local municipality's tax office to know whether payday loan service is available and legal in your area.

Easy payday loans are not that difficult to find if you know what you're looking for. A bit of research and you should easily find a lending service. Always measure the pros and cons before signing that promissory and same day payday hummingbird loans direct payday loan companies can be your way out of tough economic situations.

The article is a courtesy of Martha Beck who is an experienced writer in the financial niche. Her main focus is to provide knowledge to people on easy payday loans, fast cash loans, budget, economy and related topics. She targets to provide information to people as soon as the seek.